Future Value Calculator: Projected Capital Growth
Calculate future worth of investment deposits compounded over periodic intervals. Computes periodic growth rate added continuously or in monthly blocks. CalcTracker provides this free online calculator for instant, precise, and detailed computations without requiring any sign-up or software installation. All calculations run locally in your browser to guarantee complete user privacy and 100% offline accessibility.
Compounded Future Value Formula
FV = PV * (1 + r)^n + PMT * [((1 + r)^n - 1) / r]
FV is future value, PV is present savings, r is interest, n is periods, and PMT is periodic payment.
Example
- Investing $10,000 for 10 years at 5% rate with $100 monthly returns reaches $31,102.
⚠ Note
- Inflation can make the nominal spending power of final returns display lower actual real-world value.
Frequently Asked Questions (FAQ)
Q: What is compounding frequency?
How often interest is added: monthly compounding yields slightly more than annual.