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Publicado: 2026-08-30Última atualização: 2026-08-19Por Davide Coronese

Calculadora ROI — Retorno Investimento

Investido vs retorno: ganho, ROI % e anualizado em segundos.

ROI formulaVerified source
ROI % = (Returned - Invested) / Invested × 100 | Annualized % = (Returned/Invested)^(1/years) - 1

Gain is returned minus invested. Divide gain by invested and multiply by 100 for ROI %. For annualized, raise the growth factor to 1 over years, subtract 1 and multiply by 100 — that spreads the return evenly per year for fair comparison.

Guia Completo para Calculadora ROI

Investido vs retorno: ganho, ROI % e anualizado em segundos.

Examples

  • Invested 10,000 returned 13,500: gain 3,500, ROI = 3,500/10,000×100 = 35%. Over 3 years annualized = (1.35)^(1/3)-1 ≈ 10.5% per year.
  • House flip 120k + 15k repairs = 135k cost, sold 180k: gain 45k, ROI = 33.3%.

⚠ Common mistakes

  • Mixing gross returned with net gain — always subtract invested first, and deduct fees/taxes or ROI looks too high.
  • Comparing ROI without time. 35% in 3 years (≈10.5% annualized) is worse than 20% in 1 year.

Perguntas Frequentes (FAQ) (3)

What is a good ROI?

It depends on risk and time. 7-10% annualized is typical for diversified markets; real estate often targets 8-12% after costs. Compare annualized, not raw.

ROI vs annualized ROI?

ROI is total. Annualized spreads it per year via compound formula, so you can compare a 2-year and a 5-year deal fairly.

Does ROI include fees?

Only if you include them in invested cost. Add purchase, taxes, commissions to invested to get true net ROI.

Fontes e Referências

⚠ Aviso Financeiro

Esta ferramenta fornece estimativas apenas para fins informativos e não constitui aconselhamento financeiro, fiscal ou jurídico. Os resultados podem variar consoante a regulamentação local, as taxas e as circunstâncias individuais. Consulte sempre um profissional qualificado antes de tomar decisões financeiras.

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